Author Archives: Aniya McQuiller
How do you repair credit before buying?
Here are a few easy tips to repair your credit: First, you want to check your credit score to see if there are any errors on your credit. Anything that does not belong or has been paid that is still affecting your score. Next, set a target score for you to reach. Compare that with... Read More
Is your property in a flood plain?
Flooding can happen anywhere in the United States. You want to figure out if the area you live in is at high risk for flooding. To find out if you are, you will need to use a FEMA flood map. This map shows your risk of flooding, flood zones, boundaries, etc. You simply just enter... Read More
What factors go into deciding on home location?
Living in a nice and safe area is everyone’s dream when buying a house. There are a few factors you want to consider when deciding on the location of your future home. Safety: Living in a safe neighborhood is key. You want to feel comfortable and worry free in the area you choose to reside... Read More
What should you expect from a Realtor?
Having expectations at the beginning of buying or selling will avoid any issues in the future. Both sellers and buyers share the same expectations but also have separate ones that I will discuss below. From a seller’s side you should expect the following from your Realtor: Someone who values your home A very detailed CMA... Read More
How do you get a homestead tax exemption?
Homestead Tax Exemption in South Carolina is an exemption of taxes on the first $50,000 in Fair Market Value of your legal property for homeowners only. To be eligible for a homestead tax exemption one of the following below must apply to you. If you are 65 years or older Legally blind Permanently and totally... Read More
What is a general warranty deed?
A legal document that protects the buyer from all legal claims or outstanding debts against the property they are buying. If there are any after the closing, the buyer will not be financially responsible. Instead, the seller will be and if anything prevents the deed from transferring to the buyer. For example: If you receive... Read More
How do you declutter for showings?
Decluttering your property before a showing requires work but is very beneficial. It boosts the appearance of your home, making it more appealing to buyers and lowers liability. It also increases your indoor space making the property appear bigger. To declutter your house, you want to: Remove pets and evidence of pets Remove personal items... Read More
Should you have your property surveyed?
A property survey focuses on the legal description of the home. This includes boundary lines and any improvements that have been or will be added to the property. It is very valuable in most cases. When selling your home, it is not necessary for you to get a survey done for the buyer. Aside from... Read More
What is wire fraud?
Wire fraud is fraud committed using electronic communications such as a telephone, computer, etc. It is a serious federal crime that can lead to prison time and fines. Wire fraud in real estate is called mortgage fraud. Scammers pretend to be agents and intercept when money is being transferred. They hack into the agent’s email... Read More
What do closing attorneys do?
Closing attorneys are very beneficial to have on your big day. Their job consists of all the closing documentation, distribution of funds, title search, etc. Let’s dig deeper into some of the responsibilities. Legal documents can only be reviewed by an attorney to make sure all the paperwork is correct and legally binding. Distributing the... Read More
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